$99 One Time Payment (billed 3-days after you enroll)



Pay NO monthly fees UNLESS negative items are deleted from your credit reports.  With us, you won’t pay for promises… only for results! 



  • Late Payment Histories
  • Negative Settlements
  • Collections
  • Charge offs
  • Foreclosures
  • Repossessions

You will only be billed “deletion fees” after negative items are removed.  The more we delete, the lower those deletion fees become.  For example, our fee structure is broken down below:

Deletion fees (billed 3-days after we email your results to you)

1st eight (8) deletions: $75 per item per bureau

2nd eight (8) deletions: $50 per item per bureau

All remaining deletions: $30 per item per bureau


When to Expect your Results

– Usually between 20 to 60 days.

If any questionable items are remaining on your credit reports after your results arrive, we will automatically renew your case (unless you cancel, which is your right to do).  If we do not believe that additional items can be removed from your credit reports, we may, at our discretion, not renew your case.  In either event, there are no renewal fees; you will only be responsible for negative items that have been successfully deleted from your credit reports.


We Finance Deletion fees

From $0 to $189 per month (depending on your results)

If you’re on a budget, there’s no need to worry about paying your full balance at once if we delete several negative items from your credit reports.  No matter how fast we get you results, you will never pay more than $189 per month.  Any remaining balance (only if owed), will simply roll over to the following month(s).  

For Example: If we delete 4 negative items at $75 each, then your balance will be $300.  We will finance your deletion balance as follows:

1st month: $189  

2nd month: $111

* The more we delete, the longer we will finance your balance.  If we delete nothing, you pay nothing!


We use USPS Certified Mail

By using Certified Mail thru the U.S. Postal Service, we can track delivery of letters that are sent to debt collectors.  This enforces your consumer rights and can prevent a debt collector from claiming that they never received your letter.

How much does Certified Mail cost?  $4.35 per letter.

How many certified letters will you need?  This will depend on your case, and often ranges from 0 to 6 letters.  We will know the exact number after you review your free case summary, and after you decide which collections you would like to challenge on your credit reports.

* For example, if two letters are sent by Certified Mail, this will cost $4.35 X 2 letters for a total of $8.70.

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