This is an easy one… Because there’s no risk to you. Your money stays in your pocket until we provide the promised services. We have every incentive to improve your credit because if we can’t, we don’t get paid. Our staff has more than 25 years of combined credit repair experience, and in fact, we will not take on any case if we feel that we could not make any improvements. Most credit repair companies who charge monthly fees will take on every client no matter what, simply because they are getting paid whether or not they obtain any results at all.